Every year an increasing amount of people decide to stop working in order to make themselves rich by starting their own businesses.
For most of these people, obtaining the start-up capital that is required is harder than one might think.
Small business grants are often a very debated topic with new business people with a small amount of money and little access to any other capital.
We have all seen the many media claims about "Free Government Grants for Small Business."
It seems all too easy to obtain these days.
Obviously, if it was really as easy as that, all you would have to do is locate a government small business grant to apply for, submit your application and before you knew it you would have sufficient amount of money to grow your business.
Most U.S. government departments, such as the Department of Commerce, don’t provide any grants for help in starting a small business.
Grant programs are available through state programs as well as many other groups.
The grant programs are often awarded to people in fields such as medicine or education, and they all have most particular eligibility criteria.
The process of finding a small business grant program to apply for and reviewing the requirements to getting can be quite time consuming.
After carrying out a two-week search for a medical publisher, it was found that the requirements to be very specific were difficult to meet.
Eligibility can be based on your location, and your business’ sales revenue to the application date, years in business, sex, race, and even for the purpose of your funding.
If your business sets out on a small business grant seeking mission there are four questions that you will have to answer.
1. Do you have enough time and sufficient resources so that you can search for a small business grant program and apply for it?
2. Can you afford to hire a consultant if you are not sure of how to do it, or can you learn the grant application process on your own?
3. Does your business need enough money right now for expansion or can you wait up to a year?
4. If you do decide to request a grant, will it hurt your business because it will be taking away time from selling and marketing?
If you would like to take a look at the small business grants which are available, the best place to begin is the Catalog of Federal Domestic Assistance (CFDA).
The CFDA lists thousands of grants from all government agencies at no cost.
Several business grants will be geared towards minority business development or rural business opportunity grants.
Don’t overlook the other assistance programs available such as equipment and training.
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